The policy will start on the 1st April 2012 and will run until the 31st March 2013.
The policy covers any scheme registered with an Authority recognised or verified by the Neighbourhood and Home Watch Network.
This includes the police service, the local authority or constituted NHW Associations. T
here will be no need for each police force or NHW Association to register with the policy holder (NHWN) or the broker (Towergate Insurance) as per previous years.
In an event of a claim it will be for the Scheme or Association to evidence how they are recognised as a NHW Scheme or Association in line with local policies and procedures or within their constitution.
What is covered?
- If any of your activities cause injury to third parties or damage to third party property the insurer will cover claims arising for up to £5 million per claim occurring during the insured period.
- The insurance applies for activities which are undertaken with your full knowledge, authority and under your control in line with good practice procedures and adhering to all relevant local policies and practices.
- The erection and maintenance of signs and posters, including whilst erecting, is covered providing that the lower edge of the sign is not less than 2.1 metres above the footway.
- Street parties are covered provided they are not prohibited by any exclusion criteria.
- The cover also includes other wider Watches and Junior NHW if incorporated into a NHW Scheme or Association and local policies and practices are adhered to.
- There is no age restriction (upper or lower) placed on the cover.
For more details about what is covered and what is not covered by the policy, please download the PLI Policy Summary document from website. General questions are also addressed in the PLI Frequently Asked Questions document.
